Free on iOS & Android

Split bills. Settle up. Stay friends.

Split Panda tracks who paid what, crunches the math with its Smart Debt Solver, and settles everyone up in the fewest payments possible — for friends, flatmates, trips and your whole team. 🐼🎋

Download on theApp Store Get it onGoogle Play
🧑‍🎓👩‍🍳🧗🧳

★★★★★
Loved by 50,000+ roommates, trips & teams

🍕Pizza nightSplit 4 ways · $12.50 each
✅All settled up!Goa trip · 6 friends
💼Payroll paidAcme Corp · 5 staff
Split Panda dashboard
🎋 Features

Everything you need to split smart

From pizza nights to month-long trips to running a team — Split Panda handles the money so you can handle the memories.

➗

Flexible Splitting

Equal, exact amounts, percentages, or shares. Smart-Split even parses "1,299.50" straight from your message — thousands separators and all.

Fan favorite
🧠

Smart Debt Solver

Our algorithm untangles who-owes-who into the minimum number of payments. Six friends, one trip, two transfers. Done.

🌍

Multi-Currency & Multilingual

100+ currencies with per-currency balances, and an app that speaks your language — ask in Hindi, Spanish, or emoji-English.

🔁

Recurring & Subscriptions

Rent, Netflix, the gym you all swear you'll use — set it once and Split Panda splits it every week, month, or year.

😄

Funny Nudges & Reminders

Chasing money is awkward. Our panda-crafted nudges are so charming your friends actually enjoy being reminded to pay up.

👥

Groups, Friends & Trips

Organize by household, squad, or adventure. Track balances per group and per friend, with trip timelines that tell the whole story.

📄

Beautiful PDF Reports

Export a polished monthly summary or a full trip report in one tap — perfect for landlords, treasurers, and receipt-hoarding friends.

Easy switch
📦

Import from Splitwise

Moving in? Bring your groups, friends, and balances over from Splitwise in minutes. The panda carries your boxes.

New
💼

Business Mode

Run a company, not just a trip: team roles, expense approvals, payroll & salaries, time tracking, leave management, and clean exports.

💼 New · Business mode

Now your startup splits smart too

Flip on the tools your team needs and Split Panda becomes a lightweight expense system — budgets, approvals, payroll, and tidy books.

  • 🧾Approvals & rolesAdmins, accountants & employees. Staff submit claims; admins approve in a tap.
  • 💸Payroll & salariesSet monthly pay per teammate and track who's been paid this month.
  • 🕐Time trackingEmployees clock in and out or log hours; hourly pay adds up automatically.
  • 🏖️Leave managementRequest time off, track balances, and approve leave — no overlaps, no double-booking.
  • 📊Budgets & exportsA live monthly budget with committed-vs-pending, plus QuickBooks & Xero-ready CSVs.
🐼 Plans

Free forever core. Pro when you're ready.

Everything you need to split with friends is free. Split Panda Pro unlocks power tools for heavy users and teams.

🎋 Free
$0 / forever
  • ✓ Unlimited groups, friends & trips
  • ✓ Up to 5 expenses per day
  • ✓ Smart Debt Solver & settle-up
  • ✓ 100+ currencies & AI assistant
  • ✓ Import from Splitwise
Coming soon
👑 Split Panda Pro
— · pricing soon
  • ✓ Unlimited expenses, every day, everywhere
  • ✓ Business mode: payroll, time tracking & leave
  • ✓ Accounting exports (QuickBooks & Xero)
  • ✓ Priority nudges & PDF reports

💡 Request any feature you want — Pro members tell us what to build, and we build it for them.

📱 App preview

Peek inside the den

Real screens from the real app — clean, friendly, and fast with one thumb.

Groups
🏝️ Groups & trips
Friends
👥 Friends & balances
Dashboard
💚 Your dashboard
Activity
⚡ Live activity
Account
⚙️ Your account
🤖 Panda AI

Just ask the panda

No digging through screens. Ask about your money in plain words — in any language — and get real answers from your real data.

  • ✓ "How much did I spend on food last month?" — instant, accurate breakdowns
  • ✓ "Who owes me the most?" — real balances, never made-up numbers
  • ✓ Understands 10+ languages and answers in yours
  • ✓ Honest by design — if it doesn't know, it says so
Panda AI● Online & ready
How much did our Goa trip cost in total? 🏖️
Your Goa Trip group spent ₹48,230 across 23 expenses. Your share is ₹8,038 — and good news, you're all settled up! 🎉
¿Cuánto gasté en comida este mes?
Este mes gastaste €214,50 en comida — un 12% menos que el mes pasado. ¡Bien hecho! 🥗
🐾 Simple as bamboo

Four steps to money peace

You handle the fun. The panda handles the math.

👥

Create a group

Roommates, road trip, or team — invite people with one link.

🧾

Add expenses

Type it, split it, or let recurring bills add themselves.

🐼

Panda simplifies

The Smart Debt Solver reduces everything to the fewest payments.

🎉

Settle up

Everyone pays once, balances hit zero, friendships stay golden.

0Happy splitters
0Expenses tracked
0Currencies supported
0Friendships lost to math

Ready to split smarter?

Join 50,000+ people who stopped doing bill math forever. Free to download, free to split, panda included.

Download on theApp Store Get it onGoogle Play

🎋 Free forever core · No credit card · iOS 15+ & Android 8+

❓ FAQ

Questions? The panda answers.

Is Split Panda really free?

Yes! Creating groups, adding expenses, splitting, and settling up are free forever. The free plan allows up to 5 expenses per day; Split Panda Pro (coming soon) removes that cap and unlocks business tools.

What does Split Panda Pro include?

Unlimited expenses everywhere, Business mode (payroll, time tracking & leave), and accounting exports. Pro members can also request any feature they want — and we'll build it for them. Pricing is coming soon.

Can I use Split Panda for my business or team?

Yes — Business mode adds team roles, expense approvals, payroll & salaries, time tracking, leave management, and QuickBooks/Xero-ready exports. Turn on only the tools you need.

Does it work for international trips?

That's our favorite use case. Add expenses in 100+ currencies and Split Panda keeps a clean per-currency balance for every friend.

What languages does the AI assistant understand?

English, Hindi, Spanish, French, German, Portuguese, and more — ask in your language and it answers in your language, using your real expense data.